Synchrony is one of the nation’s leading consumer financial services companies. With roots dating back to 1932, it is currently the largest provider of private-label credit cards in the United States based on purchase volume and receivables.
Financing through Synchrony offers:
- Simple application process with fast credit decisions
- Unsecured revolving credit lines
- Promotional financing options1
- Convenient monthly payment options
- Online account management
1. Subject to credit approval. Minimum monthly payments are required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
Okinus’s lease-purchase program helps you get the quality merchandise you want right when you need it. We offer a simple and easy lease program where you pay over time, and if you complete all lease payments or exercise an early purchase option, you will own the merchandise. Approvals of up to $10,000 for A/C systems and approvals up to $3,000 for water heaters.
Lease to Purchase through Okinus offers:
- No credit needed1
- 90-day purchase option2
- Lease/lease-purchase
- Lease multiple
- Cost of leasing/cost of rental
- Initial payment
- Early payment option
- Flexible payments/low payments
- Tax deferred
1. The advertised service is a rental or lease-purchase agreement provided by Okinus Credit Solutions Inc. or its affiliates. It is not a loan, credit or financing. While no credit history is required, Okinus obtains information from consumer reporting agencies in connection with lease application. Not available in some states. Retailer participating locations only. Not all applicants are approved. See lease for details.
2. The advertised service is a rental or lease-purchase agreement provided by Okinus Credit Solutions. It is not a loan, credit or financing. While no credit history is required, Okinus obtains information from proprietary decisional software in connection with lease applications. 90-day purchase option includes a markup over invoice price. After 90 days, early buyout options vary by state. Not available in some states. Retailer participating locations only. Not all applicants are approved. See lease for details.
Microf provides Lease-To-Own solutions for HVAC systems and water heaters. The program is designed to help homeowners address comfort needs while giving contractors a clear process for approved installations.
Lease-to-Own through Microf Offers:
- Up to $17.5k approval available
- Up to 84-month renewal terms1
- Designed for homeowners with challenged credit
- Fast decisions available
- Predictable lease renewal payments after agreement approval
- Early Purchase Options may be available and vary by state and product
1. Transaction Advertised is for rental purchase agreement, consumer rental purchase agreement, rent to own agreement, lease agreement with an option to purchase, or lease where applicable. Ownership of leased/rental property is not acquired until all required payments are made or early purchase option is exercised. Ownership is optional. For CA residents, if you payout your agreement within 90 days, you will pay the cash price, plus tax and applicable fees (if any). In NC, the final payment will be an amount greater than the normal monthly payment as stated in the agreement. The 48, 60, 72, and 84 months to own are subject to credit verification and state regulations. Microf is not available in AK, HI, ME, MN, NJ, VT, WI, and WY.